Compare the best brokers, banks, crypto exchanges and forex brokers in Germany for 2026. Only BaFin-regulated platforms reviewed.
Germany's financial regulator is BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht), one of Europe's most rigorous supervisory authorities. BaFin oversees banks, insurance companies, and investment firms. All platforms listed for Germany are either BaFin-licenced or operating under a valid MiFID II passport and required to meet strict German investor protection standards.
German bank deposits are protected up to €100,000 per institution by the statutory deposit guarantee scheme, with many private banks offering additional voluntary protection through the Einlagensicherungsfonds. Securities held at authorised brokers are protected up to €20,000 under the Anlegerentschädigungsgesetz (AnlEntG). SEPA bank transfer is the dominant funding method; most brokers also support SOFORT/Klarna for instant transfers.
Germany has a thriving neo-broker market — Trade Republic and Scalable Capital both originated here and now have millions of German users. The Freistellungsauftrag (annual tax-free allowance of €1,000 for individuals, €2,000 for couples) means your first €1,000 in investment gains each year are tax-free. German brokers automatically handle the Abgeltungsteuer (25% flat capital gains tax + solidarity surcharge) withholding.
All platforms listed for Germany are regulated by Federal Financial Supervisory Authority (BaFin) or are passported into Germany under EU MiFID II / ESMA rules. We do not list unregulated or offshore brokers.