Best Brokers in Finland (2025)

We reviewed the top stock and ETF brokers available to residents of Finland โ€” evaluating ESMA regulation, commissions, platform quality, and beginner-friendliness. All brokers are regulated under MiFID II and supervised by FIN-FSA or passported into Finland.

BG
WhichBroker Research Team
Independent Financial Research ยท Finland Specialist
๐Ÿ”„ Last reviewed: June 2025
โš ๏ธ Risk Warning: CFD trading involves high risk. Between 74โ€“89% of retail investor accounts lose money when trading CFDs. Invest only what you can afford to lose. Some links are affiliate links.

๐Ÿ† Top Best Brokers in Finland 2025

1
XTB
โญ Editor's Choice
2
DEGIRO
#2 Best Low-Cost Broker
3
eToro
#3 Best for Social Trading
4
Interactive Brokers
#4 Best for Advanced Traders

Comparison Table

BrokerCommissionMin. DepositRegulated byRating
XT
XTB TOP
โ˜…โ˜…โ˜…โ˜…
0% (up to โ‚ฌ100k/mo)โ‚ฌ0KNF / ESMA 4.7/5 View โ†’
DE
DEGIRO
โ˜…โ˜…โ˜…โ˜…
โ‚ฌ1 + 0.03%โ‚ฌ0AFM / BaFin 4.4/5 View โ†’
eT
eToro
โ˜…โ˜…โ˜…โ˜…
0% (stocks)โ‚ฌ50CySEC / ESMA 4.1/5 View โ†’
In
Interactive Brokers
โ˜…โ˜…โ˜…โ˜…
โ‚ฌ1.25 min.โ‚ฌ0Multiple EU regulators 4.5/5 View โ†’
โญ Editor's Choice
โญ Editor's Choice
XTB
Stock & ETF broker ยท KNF regulated ยท EU passported
4.7
/5
โ˜…โ˜…โ˜…โ˜…
Min. Deposit
โ‚ฌ0
Commission
0% (up to โ‚ฌ100k/mo)
Regulated by
KNF / ESMA
Instruments
Stocks, ETFs, CFDs

โœ“ Pros

  • Zero commission on stocks & ETFs up to โ‚ฌ100k/month
  • Excellent xStation 5 platform with advanced charting
  • Strong educational content โ€” ideal for beginners and intermediates
  • Regulated by KNF (Poland) and passported across all EU countries
  • Fast account opening, often under 15 minutes

โœ• Cons

  • Commission applies above โ‚ฌ100k/month trading volume
  • CFD products carry significant risk of loss
#2 Best Low-Cost Broker
DEGIRO
Low-cost stock broker ยท BaFin regulated ยท EU passported
4.4
/5
โ˜…โ˜…โ˜…โ˜…
Min. Deposit
โ‚ฌ0
Commission
โ‚ฌ1 + 0.03%
Regulated by
AFM / BaFin
Instruments
Stocks, ETFs, Options

โœ“ Pros

  • Among the lowest fees in Europe for stocks and ETFs
  • Wide market access โ€” 50+ exchanges in 30 countries
  • Flat fee structure โ€” easy to understand costs
  • Regulated by BaFin and AFM (Netherlands)
  • Free ETF selection available

โœ• Cons

  • No CFD or forex trading
  • No ISA or tax-wrapper accounts
  • Basic charting tools compared to XTB
#3 Best for Social Trading
eToro
Social trading platform ยท CySEC regulated ยท EU passported
4.1
/5
โ˜…โ˜…โ˜…โ˜…
Min. Deposit
โ‚ฌ50
Commission
0% (stocks)
Regulated by
CySEC / ESMA
Instruments
Stocks, ETFs, Crypto, CFDs

โœ“ Pros

  • Industry-leading copy trading feature โ€” follow top investors
  • Zero commission on real stocks
  • Social feed for investment ideas and community
  • Regulated by CySEC and passported across EU
  • Crypto trading available alongside stocks

โœ• Cons

  • Withdrawal fee of $5
  • FX conversion fees for non-USD accounts
  • Limited advanced charting tools
#4 Best for Advanced Traders
Interactive Brokers
Multi-asset broker ยท ESMA regulated
4.5
/5
โ˜…โ˜…โ˜…โ˜…
Min. Deposit
โ‚ฌ0
Commission
โ‚ฌ1.25 min.
Regulated by
Multiple EU regulators
Instruments
Stocks, ETFs, Options, Futures, Forex

โœ“ Pros

  • Institutional-grade execution and market access
  • Lowest margin rates in the industry
  • Access to 150+ markets in 33 countries
  • Regulated by multiple EU regulators
  • Advanced IBKR Pro platform with full toolkit

โœ• Cons

  • Complex platform with steep learning curve
  • Not beginner-friendly
  • IBKR Lite not available outside US

Frequently Asked Questions

Which is the best broker in Finland for beginners? +
For beginners in Finland, XTB and Trading 212 are our top picks. Both offer zero-commission stock and ETF investing, excellent mobile apps, and strong educational resources. XTB's free courses and Trading 212's simple interface make them ideal starting points.
Are brokers in Finland regulated? +
Yes. All brokers we list for Finland are either directly regulated by Finnish Financial Supervisory Authority (FIN-FSA) or passported into Finland under EU MiFID II rules, which means they must meet strict capital, conduct, and investor protection standards set by ESMA.
Is there investor protection in Finland? +
Yes. Investors in Finland are protected by EU Investor Compensation Schemes, which cover up to โ‚ฌ20,000 per investor if a regulated broker fails. Additionally, client funds must be kept segregated from broker funds under MiFID II rules.