Best Brokers in Finland (2025)
We reviewed the top stock and ETF brokers available to residents of Finland โ evaluating ESMA regulation, commissions, platform quality, and beginner-friendliness. All brokers are regulated under MiFID II and supervised by FIN-FSA or passported into Finland.
โ ๏ธ Risk Warning: CFD trading involves high risk. Between 74โ89% of retail investor accounts lose money when trading CFDs. Invest only what you can afford to lose. Some links are affiliate links.
๐ Top Best Brokers in Finland 2025
1
XTB
โญ Editor's Choice
2
DEGIRO
#2 Best Low-Cost Broker
3
eToro
#3 Best for Social Trading
4
Interactive Brokers
#4 Best for Advanced Traders
Comparison Table
| Broker | Commission | Min. Deposit | Regulated by | Rating | |
|---|---|---|---|---|---|
XT XTB TOP โ
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|
0% (up to โฌ100k/mo) | โฌ0 | KNF / ESMA | 4.7/5 | View โ |
DE DEGIRO โ
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|
โฌ1 + 0.03% | โฌ0 | AFM / BaFin | 4.4/5 | View โ |
eT eToro โ
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|
0% (stocks) | โฌ50 | CySEC / ESMA | 4.1/5 | View โ |
In Interactive Brokers โ
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|
โฌ1.25 min. | โฌ0 | Multiple EU regulators | 4.5/5 | View โ |
XT
โญ Editor's Choice
โญ Editor's Choice
XTB
Stock & ETF broker ยท KNF regulated ยท EU passported
Min. Deposit
โฌ0
Commission
0% (up to โฌ100k/mo)
Regulated by
KNF / ESMA
Instruments
Stocks, ETFs, CFDs
โ Pros
- Zero commission on stocks & ETFs up to โฌ100k/month
- Excellent xStation 5 platform with advanced charting
- Strong educational content โ ideal for beginners and intermediates
- Regulated by KNF (Poland) and passported across all EU countries
- Fast account opening, often under 15 minutes
โ Cons
- Commission applies above โฌ100k/month trading volume
- CFD products carry significant risk of loss
* Affiliate link. Capital at risk.
DE
#2 Best Low-Cost Broker
DEGIRO
Low-cost stock broker ยท BaFin regulated ยท EU passported
Min. Deposit
โฌ0
Commission
โฌ1 + 0.03%
Regulated by
AFM / BaFin
Instruments
Stocks, ETFs, Options
โ Pros
- Among the lowest fees in Europe for stocks and ETFs
- Wide market access โ 50+ exchanges in 30 countries
- Flat fee structure โ easy to understand costs
- Regulated by BaFin and AFM (Netherlands)
- Free ETF selection available
โ Cons
- No CFD or forex trading
- No ISA or tax-wrapper accounts
- Basic charting tools compared to XTB
* Affiliate link. Capital at risk.
eT
#3 Best for Social Trading
eToro
Social trading platform ยท CySEC regulated ยท EU passported
Min. Deposit
โฌ50
Commission
0% (stocks)
Regulated by
CySEC / ESMA
Instruments
Stocks, ETFs, Crypto, CFDs
โ Pros
- Industry-leading copy trading feature โ follow top investors
- Zero commission on real stocks
- Social feed for investment ideas and community
- Regulated by CySEC and passported across EU
- Crypto trading available alongside stocks
โ Cons
- Withdrawal fee of $5
- FX conversion fees for non-USD accounts
- Limited advanced charting tools
* Affiliate link. Capital at risk.
In
#4 Best for Advanced Traders
Interactive Brokers
Multi-asset broker ยท ESMA regulated
Min. Deposit
โฌ0
Commission
โฌ1.25 min.
Regulated by
Multiple EU regulators
Instruments
Stocks, ETFs, Options, Futures, Forex
โ Pros
- Institutional-grade execution and market access
- Lowest margin rates in the industry
- Access to 150+ markets in 33 countries
- Regulated by multiple EU regulators
- Advanced IBKR Pro platform with full toolkit
โ Cons
- Complex platform with steep learning curve
- Not beginner-friendly
- IBKR Lite not available outside US
* Affiliate link. Capital at risk.
Frequently Asked Questions
Which is the best broker in Finland for beginners? +
For beginners in Finland, XTB and Trading 212 are our top picks. Both offer zero-commission stock and ETF investing, excellent mobile apps, and strong educational resources. XTB's free courses and Trading 212's simple interface make them ideal starting points.
Are brokers in Finland regulated? +
Yes. All brokers we list for Finland are either directly regulated by Finnish Financial Supervisory Authority (FIN-FSA) or passported into Finland under EU MiFID II rules, which means they must meet strict capital, conduct, and investor protection standards set by ESMA.
Is there investor protection in Finland? +
Yes. Investors in Finland are protected by EU Investor Compensation Schemes, which cover up to โฌ20,000 per investor if a regulated broker fails. Additionally, client funds must be kept segregated from broker funds under MiFID II rules.