Best Low-Cost Broker

DEGIRO Review 2026

Europe's Lowest-Fee Stock Broker

๐Ÿ›๏ธ Founded 2013
๐Ÿ“ Amsterdam, Netherlands
๐Ÿ“œ Regulated by AFM (Netherlands)
๐Ÿ’ฐ Min. deposit: โ‚ฌ0
4.4
โ˜…โ˜…โ˜…โ˜…ยฝ
WhichBroker Score
DEGIRO ยท Europe's Lowest-Fee Stock Broker ยท Min. deposit: โ‚ฌ0
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Investing involves risk of loss. Value of your investments can go up as well as โ€ฆ

Overview

DEGIRO is one of Europe's most popular discount brokers, founded in 2013 in Amsterdam. It's known for having some of the lowest stock trading fees in Europe โ€” just โ‚ฌ1 + 0.03% per trade. Part of flatexDEGIRO AG (listed on the Frankfurt Stock Exchange), DEGIRO is regulated by the AFM in the Netherlands and offers access to 50+ global exchanges. It is best suited for cost-conscious long-term investors.

At a Glance

๐Ÿ›๏ธ Founded2013
๐Ÿ“ HeadquartersAmsterdam, Netherlands
๐Ÿ“ˆ Listed onPart of flatexDEGIRO AG (Frankfurt: FTK)
๐Ÿ“œ RegulatorsAFM (Netherlands), BaFin (Germany), regulated across EU via MiFID II passport
๐Ÿ’ต Min. Depositโ‚ฌ0
๐Ÿ’ฐ Stock/ETF Commissionโ‚ฌ1.00 + 0.03% per trade (max โ‚ฌ30 per trade on most exchanges)
๐Ÿ’ฑ FX / SpreadN/A (no FX trading; currency conversion 0.25% + โ‚ฌ0.50)
๐Ÿ˜ด Inactivity FeeNone
๐Ÿง Withdrawal FeeFree (1 free withdrawal/month)
๐Ÿ–ฅ๏ธ PlatformsDEGIRO Web, DEGIRO Mobile (iOS/Android)
๐ŸŽฎ Demo AccountNo
๐Ÿ›ก๏ธ Investor ProtectionAFM/BaFin: โ‚ฌ20,000 investor compensation
๐Ÿ‘ฅ Clients2,800,000+

Pros & Cons

โœ… Pros

  • Extremely low commissions (โ‚ฌ1 + 0.03%)
  • 200+ commission-free ETFs
  • Access to 50+ exchanges in 30+ countries
  • No inactivity fee
  • Regulated by AFM & BaFin
  • Parent company publicly listed

โŒ Cons

  • No demo account
  • No forex, CFD, or crypto trading
  • Basic platform โ€” no advanced charting
  • Real-time quotes cost extra (โ‚ฌ2.50/month)
  • Only available in Europe
  • 0.25% currency conversion fee

Trading Platform

DEGIRO's web and mobile platforms are functional and straightforward but basic by design. There is no advanced charting, no built-in screener, and no demo account. The platform is optimised for simple buy/hold investing across a wide range of global exchanges. Real-time quotes are available as a paid add-on (โ‚ฌ2.50/month); otherwise, quotes are 15-minute delayed for free.

Products & Markets

DEGIRO offers access to stocks, ETFs, options, futures, bonds, and investment funds across 50+ exchanges in 30+ countries. There is a curated list of 200+ ETFs that trade commission-free (core selection). No forex/CFD trading, no crypto, no leverage on stocks. Options and futures are available for active traders with derivatives approval.

Available products

  • Stocks
  • ETFs
  • Options
  • Futures
  • Bonds
  • Investment Funds

Fees

Stock trading: โ‚ฌ1 + 0.03% (capped per exchange). Commission-free ETF selection: 200+ ETFs. No inactivity fee. Currency conversion: 0.25% + โ‚ฌ0.50 per transaction (competitive vs. most EU brokers). Options: โ‚ฌ0.75 per contract + โ‚ฌ1 handling. No withdrawal fee (one free withdrawal/month; โ‚ฌ1 after that). No minimum deposit.

Stocks & ETFsโ‚ฌ1.00 + 0.03% per trade (max โ‚ฌ30 per trade on most exchanges)
Forex / SpreadN/A (no FX trading; currency conversion 0.25% + โ‚ฌ0.50)
Inactivity feeNone
Withdrawal feeFree (1 free withdrawal/month)
Min. depositโ‚ฌ0

Safety & Regulation

DEGIRO is regulated by AFM (Netherlands) and BaFin (Germany), and passported across all EU countries under MiFID II. Client securities are held in a separate legal entity (SPV), not on DEGIRO's balance sheet, offering strong asset protection. The investor compensation scheme covers up to โ‚ฌ20,000 in cash and securities in the event of broker insolvency. Parent company flatexDEGIRO AG is publicly listed on Frankfurt Stock Exchange.

RegulatorsAFM (Netherlands), BaFin (Germany), regulated across EU via MiFID II passport
Investor ProtectionAFM/BaFin: โ‚ฌ20,000 investor compensation
Publicly ListedPart of flatexDEGIRO AG (Frankfurt: FTK)

Supported Countries

Available in 18 European countries. Not available outside Europe, USA, or Asia.

Verdict

WhichBroker's Take on DEGIRO

DEGIRO is the go-to broker for European investors who want to minimise trading costs across global stock markets. With access to 50+ exchanges, no inactivity fee, and very low commissions, it excels for long-term, buy-and-hold investors. The lack of advanced tools, no demo account, and basic charting make it less suitable for active traders or those wanting a rich platform experience.

* Investing involves risk of loss. Value of your investments can go up as well as down.

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Investing involves risk of loss. Value of your investments can go up as well as down.
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