Best Online Brokers in Bulgaria 2026
FSC-regulated brokers in Bulgaria — 10% flat CGT, ESMA protection.
✅ FSC Regulated
🇧🇬 FSC Regulated
10% Flat CGT
ESMA Leverage
🔬 Tested with real accounts
🔄 Last updated: July 2026 · Reviewed by WhichBrokr Research Team
⚠️ Risk warning: Investing involves risk of loss. Capital is not guaranteed. Some links on this page are affiliate links — this does not affect our rankings.
⚡ No time to read? Our top picks for Bulgaria
XTB — Best overall broker for European investors. Zero commission stocks & ETFs up to €100k/month.
eToro — World's #1 social trading platform. Copy the trades of top investors automatically.
Interactive Brokers — The broker of choice for serious investors. Access to 150+ markets in 33 countries.
Pepperstone — Raw spreads from 0.0 pip on the Razor account plus $3.50/lot commission.
Top 4 Best Online Brokers in Bulgaria — Detailed Reviews
XTB
Editor's Choice
XTB
Regulated by FCA
4.7/5
Commission
0% up to €100k/month
Best overall broker for European investors. Zero commission stocks & ETFs up to €100k/month.
eT
Editor's Choice
eToro
Regulated by CySEC
4.1/5
Commission
0% (EU/UK real stocks)
World's #1 social trading platform. Copy the trades of top investors automatically.
IB
Best for Professionals
Interactive Brokers
Regulated by SEC
4.6/5
Commission
From $0.005/share (Pro; EU only)
Europe's lowest-cost broker for stocks & ETFs. Access to 50+ exchanges in 30 countries.
PP
Editor's Choice
Pepperstone
Regulated by ASIC
4.2/5
Commission
N/A (CFDs only)
One of Europe's oldest exchanges. Regulated by CSSF in Luxembourg.
How to Get Started with Best Brokers in Bulgaria
1
Choose a regulated platform
Pick a broker regulated by FSC or operating under an international licence. All platforms on this page qualify.
2
Open your account
Account opening is fully online. You'll need a photo ID (passport or national ID) and proof of address. Most platforms verify within 1–2 business days.
3
Fund your account
Deposit via bank transfer (free, 1–3 days) or debit card (instant, small fee). Minimum deposits vary — most top platforms start from €0.
4
Start investing
Diversify across stocks and ETFs. Consider low-cost index ETFs for long-term growth.
🇧🇬 Bulgaria: Country Environment Blueprint
Primary Watchdog
Financial Supervision Commission (FSC) —
www.fsc.bg
Passporting / Access
✅ Fully accepted. Any EU/EEA-regulated broker can legally serve Bulgaria residents via MiFID II passport — no local entity required.
Regulatory Blacklist
FSC maintains a list of regulated firms. Verify any broker before depositing.
Capital Gains Tax
10% flat
Foreign Account Reporting
Foreign account reporting requirements may apply. Check with your local tax authority.
Loss Carry-Forward
5 years
Standard Account
Cap: No cap Bulgaria has a flat 10% income tax and CGT rate — one of EU's lowest. No special tax wrappers for retail investors.
US ETF Access (PRIIPs)
⛔ US-domiciled ETFs are restricted for retail investors (PRIIPs regulation). Use UCITS equivalents: iShares CSPX, Amundi CU2, or Vanguard VWRA.
Domestic Exchanges & Indices
Bulgarian Stock Exchange (BSE) · Index: SOFIX
What Bulgaria Investors Need to Know in 2026
Bulgaria has one of the EU's lowest flat tax rates at 10%. All capital gains, dividends and crypto gains are taxed at 10%.
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How we chose these platforms
Our team opened real accounts, deposited funds and tested each platform in Bulgaria. We evaluate regulation quality, fees (commissions, spreads, FX conversion), platform usability, customer support response times and local features specific to Bulgaria investors. Rankings are updated regularly.
Frequently Asked Questions
What is the CGT rate in Bulgaria? +
10% flat on all capital gains. One of the lowest in the EU.