Best Online Brokers in Austria 2026
FMA-regulated brokers in Austria — ranked by fees and platform quality for Austrian investors.
✅ FMA Regulated
🇦🇹 FMA Regulated
📊 Wiener Börse Access
💶 27.5% KESt
🔬 Tested with real accounts
🔄 Last updated: July 2026 · Reviewed by WhichBrokr Research Team
⚠️ Risk warning: Investing involves risk of loss. Capital is not guaranteed. Some links on this page are affiliate links — this does not affect our rankings.
⚡ No time to read? Our top picks for Austria
XTB — Best overall broker for European investors. Zero commission stocks & ETFs up to €100k/month.
lightyear — Commission-free stock and ETF investing for UK and EU investors, with competitive cash interest via BlackRock Money Market Funds (3.77% GBP · 3.66% USD · 1.91% EUR as of June 2026). FCA (UK) and EFSA (Estonia) regulated.
Degiro — Europe's lowest-cost broker for stocks & ETFs. Access to 50+ exchanges in 30 countries.
Interactive Brokers — The broker of choice for serious investors. Access to 150+ markets in 33 countries.
Top 4 Best Online Brokers in Austria — Detailed Reviews
XTB
Editor's Choice
XTB
Regulated by FCA
4.7/5
Commission
0% up to €100k/month
Best overall broker for European investors. Zero commission stocks & ETFs up to €100k/month.
LY
Best Low-Cost EU/UK
Lightyear
Regulated by FCA (UK)
4.1/5
Commission
Free (UK & EU stocks · 0.1% min $0.10 for US)
UK's leading commission-free broker with 6000+ stocks and ETFs. ISA available from £5.99/month. FCA regulated FSCS protected up to £85000.
DG
Editor's Choice
DEGIRO
Regulated by AFM
4.4/5
Commission
1 + exchange fee per trade
Europe's lowest-cost broker for stocks & ETFs. Access to 50+ exchanges in 30 countries.
IB
Best for Professionals
Interactive Brokers
Regulated by SEC
4.6/5
Commission
From $0.005/share (Pro; EU only)
Europe's lowest-cost broker for stocks & ETFs. Access to 50+ exchanges in 30 countries.
How to Get Started with Best Brokers in Austria
1
Choose a regulated platform
Pick a broker regulated by FMA or operating under an international licence. All platforms on this page qualify.
2
Open your account
Account opening is fully online. You'll need a photo ID (passport or national ID) and proof of address. Most platforms verify within 1–2 business days.
3
Fund your account
Deposit via bank transfer (free, 1–3 days) or debit card (instant, small fee). Minimum deposits vary — most top platforms start from €0.
4
Start investing
Diversify across stocks and ETFs. Consider low-cost index ETFs for long-term growth.
🇦🇹 Austria: Country Environment Blueprint
Passporting / Access
✅ Fully accepted. Any EU/EEA-regulated broker can legally serve Austria residents via MiFID II passport — no local entity required.
Regulatory Blacklist
✅ Active. FMA publishes a Warnliste of unauthorised entities. Check fma.gv.at/warnliste before depositing.
Capital Gains Tax
27.5% (KESt — Kapitalertragsteuer) — Austria flat investment tax (KESt) of 27.5% on capital gains, dividends and interest. Auto-withheld by Austrian custodians.
Dividend Tax
27.5% KESt withholding at source.
Foreign Account Reporting
⚠️ Required. E1kv (Kapitalvermögen) — part of E1 income tax return. Fines: Mandatory reporting of foreign investment income. Penalties for non-compliance..
Loss Carry-Forward
Within same year only (no multi-year carry-forward for capital gains)
Zukunftsvorsorge (State-Subsidised Pension)
Cap: €3,138.24/year max subsidy Government bonus of ~4.25% + 15% capital gains tax exemption at retirement. State-backed. Must hold 10 years+.
Pensionskasse (Employer Pension)
Cap: Employer-defined Employer-contributed pension. Contributions tax-deductible for employer.
US ETF Access (PRIIPs)
⛔ US-domiciled ETFs are restricted for retail investors (PRIIPs regulation). Use UCITS equivalents: iShares CSPX, Amundi CU2, or Vanguard VWRA.
Domestic Exchanges & Indices
Wiener Börse (Vienna Stock Exchange) · Index: ATX (Austrian Traded Index)
Key stocks: Erste Group (EBS.VI), OMV (OMV.VI), Verbund (VER.VI), Raiffeisen Bank (RBI.VI)
What Austria Investors Need to Know in 2026
Austria's 27.5% KESt is auto-withheld by Austrian brokers — simplifying tax filing. Foreign brokers require manual reporting. Since 2022, crypto is taxed identically to securities at 27.5%.
🏠 Local Platforms to Know
DADAT
DADAT Bank — Austria's largest online broker (formerly Brokerjet). Low fees, good Austrian market access.
FLX
Flatex (Austria) — Online broker popular with Austrian investors. Competitive ETF savings plans.
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How we chose these platforms
Our team opened real accounts, deposited funds and tested each platform in Austria. We evaluate regulation quality, fees (commissions, spreads, FX conversion), platform usability, customer support response times and local features specific to Austria investors. Rankings are updated regularly.
Frequently Asked Questions
How is investing taxed in Austria? +
27.5% KESt on gains and dividends. Auto-withheld by Austrian brokers. No multi-year loss carry-forward.
Is crypto taxed differently in Austria? +
No — since March 2022, crypto gains are taxed at 27.5% KESt, identical to securities. Austria has harmonised its crypto tax with other investments.